White-label connectivity for fintechs and neobanks
Bundle global SIM packs into your app or card.
- Wallet-based API
- GDPR & SOC2 Type II compliant
- Weeks to launch
A neobank or card program already owns the exact moment a customer needs travel connectivity — the app is open, the balance or card is already funded, and the customer is about to spend money in a country their home carrier charges a premium to reach. Bundling eSIM into that same app, rather than sending customers to a third-party travel eSIM app, keeps the feature — and the customer relationship — inside the product the fintech already built. The integration mirrors the app's existing wallet, so funding and debiting a connectivity balance uses the same pattern already built for other in-app spending, rather than standing up a separate billing system to reconcile. Lifetime-validity eSIM makes it a retention feature rather than a one-trip freebie — customers keep the same eSIM active across every future trip instead of re-purchasing each time, which is the detail that turns connectivity from a one-off perk into a reason to keep using the app.
Fintechs and neobanks that pair Zetexa's connectivity with their card or app give international spenders a reason to open the app the moment they land abroad, rather than the moment they need to check a balance. This is the same in-app-feature pattern used by wallet apps that bundle insurance, FX, or rewards: connectivity becomes another line in the app's value stack instead of a separate download competing for the customer's attention.
What fintechs and neobanks get
Bundle global SIM packs directly into your existing app or card flow — no separate download
Wallet-based billing that mirrors how your app already handles balances and top-ups
Lifetime-validity eSIM as a retention feature: customers keep it active across every trip
White-label activation — your brand throughout, Zetexa invisible behind the API
Usage and revenue dashboards to measure the feature's contribution to engagement
Fast integration against a documented, wallet-native API pattern
Access to 300+ mobile networks and 450+ MNOs/MVNOs through a single unified API
Backed by an infrastructure layer already serving 2,000+ B2B partners across travel, telecom, and fintech
How connectivity ships inside a fintech app
- 1
Design the in-app entry point — a card benefit, a standalone purchase, or both
- 2
Integrate the API against your existing auth and wallet/balance system
- 3
Set plan pricing and destination coverage to match your customer segments
- 4
Launch, then track redemption and revenue from the dashboard to tune the offer
Build vs. integrate
| Capability | Zetexa | Building In-House |
|---|---|---|
| Time to ship | Weeks against a documented API | Months to years standing up carrier relationships |
| Ongoing operations | Zetexa manages the network layer | In-house team manages carrier contracts and support |
| Billing integration | Wallet API mirrors your existing balance system | Separate billing system to reconcile |
| Coverage | 200+ countries, 300+ networks, 450+ MNOs/MVNOs from day one | Built out market by market |
| Compliance | GDPR, SOC2 Type II, VAPT; licensed in the UK, USA, Canada and UAE | Compliance program built and maintained in-house |
| Partner scale | Infrastructure already supporting 2,000+ B2B partners | Unproven at scale until built and tested |
Trust & compliance
Zetexa's infrastructure is built to the standards fintech partners are already held to: GDPR, SOC2 Type II and VAPT-audited, with telecom licences in the UK, USA, Canada and the UAE. For a fintech evaluating a third-party integration, this means the connectivity layer meets the same bar your own compliance team applies to any vendor touching customer data or payments.
This isn't unproven infrastructure built for a single use case — it's the same network layer already routing connectivity for 2,000+ B2B partners across travel, telecom, and enterprise mobility, with 1,800+ flexible SKUs and always-on coverage with automatic failover. A fintech integrating this API is building on top of infrastructure carrying live production traffic today, not a bespoke build being tested for the first time on their app.
B2B partners
flexible SKUs
Questions partners ask us
Through the same wallet-based billing API — your app can fund and debit the connectivity balance using the same pattern it already uses for other in-app spending.
No — the wallet-based API is designed to integrate with your existing app or card infrastructure without requiring in-house telecom expertise.
Yes — you can offer it as a free perk bundled into your app or card tier, or as a paid feature customers purchase directly, depending on how you want to position it.
Most partners integrate the API and launch within a few weeks, following a documented, wallet-native API pattern.
Zetexa's platform is GDPR-compliant and SOC2 Type II and VAPT audited, meeting the security bar fintech partners typically require of third-party vendors.
Still have questions?
Our team can walk you through it.